Love is everything. Sounds so cliche right? We fall over everyone else ideal situation, that we never consider our own.
Like the song says "who wants that perfect love story anyway. Cliche Cliche cliche"
Honestly I just want what is real. Something that works for me...
My thoughts on love, relationships and life. I'm a lover of all things that involve love, sex and relationships... LIFE!
Thursday, March 31, 2016
Tuesday, March 29, 2016
Home buying
Are you interested in buying a home? Can I tell you that I feel as though I've been signing my life away? There are so many document and so many things to read.
Let's face it. We all want our part of the " American Dream". That opportunity to own property! Some thing appreciates in value. Well my time has started. Can I tell you how grateful and humble I am. I know its not easy to save money.
What to know? Well your realtor is not your banker. Your realtor does not approve your loan. They are however are knowledgeable of current mortgage rates and some basic information. Sometimes they work with specific backs because of past client relationships. Face it... once you've worked with a person its so much easier to to continue that business relationship.
Once you've received your approval letter from the bankers, the realtor will begin the process to you find your home. Sounds so excited! If you have a good budget then you'd easily find a home. I mean you might have really good options. I mean a good location, nice size lot, home that meets or exceeds your needs maybe with some extra goodies like pool and Jacuzzi. It could be whatever your heart desires.
If your budget is low, you may have some issues. Cheaper homes go fast for many reasons. Some people pay cash just to get into a home. Some people want to decide how to update the house. Others want to make money, so you have people who invest money to flip homes. It really just depends.
Either way there is so much to know and learn during this process. You can make an offer and the offer just wont get accepted. Its not always what you expect. That process can happen hundreds of times.
Escrow is where the real fun happens.... that's for the next blog!
Let's face it. We all want our part of the " American Dream". That opportunity to own property! Some thing appreciates in value. Well my time has started. Can I tell you how grateful and humble I am. I know its not easy to save money.
What to know? Well your realtor is not your banker. Your realtor does not approve your loan. They are however are knowledgeable of current mortgage rates and some basic information. Sometimes they work with specific backs because of past client relationships. Face it... once you've worked with a person its so much easier to to continue that business relationship.
Once you've received your approval letter from the bankers, the realtor will begin the process to you find your home. Sounds so excited! If you have a good budget then you'd easily find a home. I mean you might have really good options. I mean a good location, nice size lot, home that meets or exceeds your needs maybe with some extra goodies like pool and Jacuzzi. It could be whatever your heart desires.
If your budget is low, you may have some issues. Cheaper homes go fast for many reasons. Some people pay cash just to get into a home. Some people want to decide how to update the house. Others want to make money, so you have people who invest money to flip homes. It really just depends.
Either way there is so much to know and learn during this process. You can make an offer and the offer just wont get accepted. Its not always what you expect. That process can happen hundreds of times.
Escrow is where the real fun happens.... that's for the next blog!
Tuesday, March 15, 2016
New Home Buying! Gah!
When buying a new home you get all excited! Hoorays! Congrats! Good luck! EERRRR!?!
Good luck is right.
Good luck is right.
You'll need all the luck in the work if you're bargain shopping.
Know your loan options. It is important to understand the loan so make sure you have the best option for you.
Know your loan options. It is important to understand the loan so make sure you have the best option for you.
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