Home buying

Are you interested in buying a home? Can I tell you that I feel as though I've been signing my life away? There are so many document and so many things to read.

Let's face it. We all want our part of the " American Dream". That opportunity  to own property! Some thing appreciates in value. Well my time has started. Can I tell you how grateful and humble I am. I know its not easy to save money.

What to know? Well your realtor is not your banker. Your realtor does not approve your loan. They are however are knowledgeable of current mortgage rates and some basic information. Sometimes they work with specific backs because of past client relationships. Face it... once you've worked with a person its so much easier to to continue that business relationship.

Once you've received your approval letter from the bankers, the realtor will begin the process to you find your home. Sounds so excited! If you have a good budget then you'd easily find a home. I mean you might have really good options. I mean a good location, nice size lot, home that meets or exceeds your needs maybe with some extra goodies like pool and Jacuzzi. It could be whatever your heart desires.

If your budget is low, you may have some issues.  Cheaper homes go fast for many reasons. Some people pay cash just to get into a home. Some people want to decide how to update the house. Others want to make money, so you have people who invest money to flip homes. It really just depends.

Either way there is so much to know and learn during this process. You can make an offer and the offer just wont get accepted.  Its not always what you expect.  That process can happen hundreds of times.

Escrow is where the real fun happens.... that's for the next blog!